SERVICES

Which service is right for me? Comprehensive Financial Planning is provided as a standalone service. It’s ideal for clients that don’t have investments to manage or prefer to self-manage their investments. Investment management is optional; it always includes comprehensive financial planning.

COMPREHENSIVE FINANCIAL PLANNING

This service involves working one-on-one to develop and implement a financial plan, based on your unique circumstances, that is designed to help you achieve financial goals. To start, we establish your values around money, and you will provide us with information to help complete the analysis. Once your plan is developed and analyzed, we review findings and recommended actions with you. We then move forward with implementing these actions and ongoing monitoring of your plan. We review and update your plan on an annual basis.

INVESTMENT MANAGEMENT SERVICES

Advice and management of investments is based on your individual needs and guided by your stated objectives (for example, maximum capital appreciation, growth, income, or growth and income). Through personal discussions in which goals are established, Brightview Financial will:

  • Develop an investment policy statement
  • Propose an investment plan with an asset allocation target
  • Create and manage your portfolio based on the investment policy and allocation targets

 


 

FEES

COMPREHENSIVE FINANCIAL PLANNING

Fees consist of an upfront charge of $2,000-$4,000 (depending on complexity) and an ongoing fee that is paid monthly, in arrears, at the rate of $300-$500 per month.

INVESTMENT MANAGEMENT SERVICES

Fees are based on the market value of the assets under management and are calculated as follows:

Up to $300,000 1.25%
$300,001 – $500,000 1.10%
$500,001 – $1,000,000 1.00%
$1,000,001 – $2,000,000 .95%
$2,000,001 – $5,000,000 .85%
Over $5,000,000 .75%

 


 

Please Take Note:
  • Minimum assets required for investment management is $200,000.
  • For clients with $475,000+ in assets under management, comprehensive financial planning is included in the investment management fee.

Are you somewhere in between? Have questions? Let’s talk.