SERVICES

Which service is right for you? We offer two tracks: Comprehensive Financial Planning is a standalone service that’s ideal for clients who don’t have investments to manage or prefer to self-manage their investments. Investment Management offers the full breadth of our services, including hands-on management of investments, along with comprehensive financial planning.

COMPREHENSIVE FINANCIAL PLANNING

This service involves working one-on-one to develop and implement a financial plan, based on your unique circumstances and designed to help you achieve financial goals. To start, we establish your values and goals around money, gathering all the information needed to analyze your circumstances and create a plan for you. Once your plan is developed, we review findings and recommended actions, then move forward with implementing these actions and monitoring your plan on an ongoing basis. We’ll also review and update your plan annually.

INVESTMENT MANAGEMENT SERVICES

Advice and management of investments is based on your individual needs and guided by your stated objectives, such as maximum capital appreciation, growth, income, or growth and income. We’ll discuss and establish goals in order to:

  • Develop an investment policy statement.
  • Propose an investment plan with an asset allocation target.
  • Create and manage your portfolio based on the investment policy and allocation targets.

 


 

FEES

COMPREHENSIVE FINANCIAL PLANNING

Fees consist of an upfront charge of $2,000-$4,000 (depending on complexity) and an ongoing fee that is paid monthly, in arrears, at the rate of $300-$500 per month.

INVESTMENT MANAGEMENT SERVICES

Fees are based on the market value of the assets under management and are calculated as follows:

Up to $300,000 1.25%
$300,001 – $500,000 1.10%
$500,001 – $1,000,000 1.00%
$1,000,001 – $2,000,000 .95%
$2,000,001 – $5,000,000 .85%
Over $5,000,000 .75%

 


 

Please Take Note:
  • Minimum assets required for investment management is $200,000.
  • For clients with $475,000+ in assets under management, comprehensive financial planning is included in the investment management fee.
  • Need help with a specific question? Hourly, project-based engagements are also available.

Are you somewhere in between? Have questions? Let’s talk.